Commercial Insurance Product Manager
Delos Insurance SolutionsThis Product Manager role focuses on developing and managing commercial insurance products within a tech-enabled MGA. You will own the product lifecycle for complex property risks in catastrophe-exposed regions.
What you’d own
- Strategic roadmap for assigned commercial insurance products
- Coverage forms, endorsements, and underwriting guidelines
- Product vision, business cases, and financial objectives
- Competitive analysis and pricing strategies
Who it’s for
A fit if you…
- ✓You have 5-10+ years of experience in commercial property & casualty insurance
- ✓You have 3+ years in Product Management or Underwriting specifically for Commercial Property
- ✓You are comfortable collaborating across actuarial, claims, and legal teams
Not for you if…
- ✗You prefer a pure tech-product role without heavy regulatory and underwriting requirements
- ✗You lack deep domain expertise in property & casualty insurance
Reading between the lines
- The requirement to draft coverage forms and guidelines suggests you will be doing significant 'heavy lifting' on policy documentation, not just high-level strategy.
- The heavy emphasis on actuarial and underwriting collaboration implies a highly regulated environment where product changes require rigorous financial validation.
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Benefits
Full job description
Compensation: [{'location': 'San Francisco, CA', 'currency': 'USD', 'frequency': 'YEAR', 'rangeStart': 150000.0, 'rangeEnd': 200000.0, 'isRemote': False}]
{"company": " About Delos Insurance Solutions Delos Insurance Solutions is a tech-enabled MGA focused on underwriting complex property risks, particularly in catastrophe-exposed regions. We combine proprietary risk models with a modern tech stack and deep insurance expertise. Backed by top-tier VCs, we\u2019re growing rapidly and are looking for high-impact team members to help us scale. ", "role": " Position Overview : The Commercial Insurance Product Manager is responsible for developing, managing, and enhancing commercial insurance products to achieve profitable growth while delivering an exceptional customer and distribution partner experience.
This is a remote role, with our home office based in San Francisco, California . This role combines market strategy, product development, underwriting, analytics, regulatory compliance, and cross-functional leadership to bring innovative insurance solutions to market and continuously improve existing products. The Product Manager serves as the business owner for assigned products and collaborates with underwriting, actuarial, claims, technology, sales, marketing, legal, and operations to ensure products remain competitive, profitable, and aligned with company strategy.
Key Responsibilities: \u00b7\u00a0 Develop and execute the strategic roadmap for assigned commercial insurance products, including leading the design and implementation of new products and product enhancements \u00b7\u00a0 Identify market opportunities through competitive analysis, customer feedback, and industry trends. \u00b7\u00a0 Recommend new products, coverages, endorsements, and pricing strategies. \u00b7\u00a0 Define product vision, business cases, and financial objectives. \u00b7\u00a0 Draft coverage forms, endorsements, underwriting guidelines, and product specifications.
Qualifications: \u25cf \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Bachelor's degree in Business, Insurance, Finance, Economics, Risk Management, or related field. \u25cf \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 5\u201310+ years of commercial property & casualty insurance experience. \u25cf \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 3+ years in Product Management, Underwriting, Product Development, or related roles focused on Commercial Property. \u00a0 Compensation and Benefits \u25cf \u00a0\u00a0\u00a0\u00a0 Competitive salary plus equity stock options \u25cf \u00a0\u00a0\u00a0\u00a0 Flexibility to work from anywhere in the United States \u25cf \u00a0\u00a0\u00a0\u00a0 Unlimited PTO, including sick leave and company holidays \u25cf \u00a0\u00a0\u00a0\u00a0 Comprehensive medical, dental, vision, and life insurance.
(25% paid by employee, 75% covered by Delos including dependents) \u25cf \u00a0\u00a0\u00a0\u00a0 401(k) retirement savings plan \u25cf \u00a0\u00a0\u00a0\u00a0 Professional development opportunities and tuition assistance "}
About Delos Insurance Solutions
See all roles →Delos Insurance Solutions is a technology-powered homeowners insurance company focused on California, using satellite imagery, NASA data, and AI-driven wildfire risk models to insure homes that other carriers avoid. Operating as a Managing General Agent (MGA), Delos writes policies on behalf of Homesite Insurance and Lloyd's of London. Founded in 2017 in San Francisco by aerospace engineers, the company has won multiple industry awards including CB Insights Top 100 Fintech and MGA of the Year. The team is small, around 30-40 people, with a mission-driven focus on keeping California homeowners insured as other providers retreat.
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