Senior Product Manager, Banking

This Senior Product Manager role focuses on core banking infrastructure and payment systems. You will manage complex financial flows like ACH, wires, and card transactions for small business customers.

What you’d own

Core banking products including deposit accounts and money movement
Payment rails (ACH, wires, transfers) and card systems
Account opening, funding, and bill pay flows
Integrations with banking partners and third-party vendors

Who it’s for

A fit if you…

✓You have deep experience in banking or payments infrastructure
✓You understand money-movement rails and associated risk/compliance requirements
✓You can translate customer research into a prioritized product roadmap
✓You have experience managing third-party vendor and partner relationships

Not for you if…

✗You prefer high-level strategy over technical infrastructure details
✗You are looking for a role without heavy regulatory/compliance constraints
✗You prefer to work in a vacuum without cross-functional risk/legal input

Reading between the lines

The mention of 'predictable cadence' and 'reliable features' suggests a focus on stability over rapid, experimental shipping.
Requirement for 'risk, fraud, security, and regulatory' integration implies a highly governed development process.

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PostedYesterday

SenioritySenior

Salary$160k–200k/yr

LocationUS (NY)

Product areafintech

TypeFull-time

Role type

Technical PM Platform PM

Full job description

ABOUT THE ROLE

This is a high-impact Senior Product Manager role owning a major product area that spans payment experiences, account services, platform reliability, and customer security. You'll sit at the intersection of engineering, operations, risk, and external banking partners, turning the complexity of financial infrastructure into simple, trustworthy experiences for small and independent business customers.

WHAT YOU'LL DO

Own the strategy, roadmap, and execution for core banking products including deposit accounts, money movement, cards, and underlying program infrastructure.

Drive the end-to-end experience for account opening, funding, deposits, and money-movement flows such as ACH, wires, transfers, bill pay, and card transactions.

Partner closely with Engineering on the ledger, payments rails, and card systems that power those flows.

Run a rigorous, cohort-based discovery process grounded in customer research and usage data to surface the highest-impact opportunities.

Write clear specs, define success metrics, and ship reliable and secure features on a predictable cadence with Engineering and Design.

Embed risk, fraud, security, and regulatory requirements into the product process from the start, in partnership with Risk, Compliance, and Legal.

Manage product relationships and integrations with banking partners and key third-party vendors.

Define and track product metrics covering activation, engagement, retention, multi-product adoption, and reliability.

WHAT WE'RE LOOKING FOR

Demonstrated experience owning banking or payments products, with a strong grasp of how financial infrastructure actually works.

Hands-on knowledge of money-movement rails (ACH, wires, card networks) and the compliance and risk considerations that come with them.

Ability to lead cohort-based discovery and translate data and customer research into a focused, prioritized roadmap.

Track record of shipping well-scoped, reliable features in partnership with engineering and design teams.

Experience working with banking partners, core processors, or third-party payment vendors.

Comfortable operating at the Senior PM scope, neither a first-time PM nor a VP looking to step down.

Background in fintech, business banking, or a closely adjacent financial services domain preferred.

COMPENSATION & BENEFITS

Base salary: $160,000 to $200,000 USD annually. Visa sponsorship is not available for this role.

LOCATION

Hybrid, based in New York City, NY (2 to 3 days onsite per week in the Financial District area).

About Clera

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Clera is an AI talent agent that represents job seekers rather than employers, making warm introductions to founders and hiring managers at venture-backed startups instead of routing resumes through an ATS. Candidates chat with Clera about the roles they want, and it surfaces matches across 600+ startups and brokers the intro directly - free for candidates, since companies pay only when they hire. Founded by three repeat founders who came out of the recruiting world, it passed $1M in annualized revenue within months of launching while representing tens of thousands of professionals. The team values in-person collaboration and works closely together.

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