Pathward

Pathward is a US-based, FDIC-insured bank that operates primarily as banking-as-a-service infrastructure for fintech partners — handling card issuing, payment acquiring, digital payments, and tax-refund solutions for third parties that build consumer-facing programs on top of it. It also runs a direct commercial finance arm offering working capital, equipment, and structured finance to mid-market businesses. Publicly traded on Nasdaq as CASH, Pathward positions itself around financial inclusion and is one of the larger bank partners powering the embedded-finance economy.