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Principal Product Manager (R14014)

This is a Principal Product Manager role focused on Operations and financial services, open anywhere in the US. The PM will own the strategy and execution for leveraging Gen AI and leading the development of innovative products to improve financial health. This role requires defining product strategy, managing cross-functional teams, and includes a salary range of $173k–$277k per year.

Seniority

Principal

Product Area

fintech

Work Style

Remote

Salary

$174k–278k/yr

Location

US

Type

Full_time

Role type

Skills

Required

  • financial services industry
  • FinTech
  • challenger bank
  • data analysis
  • testing and experimentation
  • defining metrics

Nice to have

  • Gen AI
Full job description
Location: Remote - US Department: Product & Design ABOUT OPORTUN Oportun (Nasdaq: OPRT) is a mission-driven financial services company that puts its members' financial goals within reach. With intelligent borrowing, savings, and budgeting capabilities, Oportun empowers members with the confidence to build a better financial future. Since inception, Oportun has provided more than $21.3 billion in responsible and affordable credit, saved its members more than $2.5 billion in interest and fees, and helped its members set aside an average of more than $1,800 annually. WORKING AT OPORTUN Working at Oportun means enjoying a differentiated experience of being part of a team that fosters a diverse, equitable and inclusive culture where we all feel a sense of belonging and are encouraged to share our perspectives. This inclusive culture is directly connected to our organization's performance and ability to fulfill our mission of delivering affordable credit to those left out of the financial mainstream. We celebrate and nurture our inclusive culture through our employee resource groups. POSITION OVERVIEW We are looking for a passionate, curious, and creative problem solver to be a Principal Product Manager, responsible for driving innovation in Operations at Oportun. We are on a multi-year journey to leverage Gen AI and other leading technology to drive business growth, improve performance, and provide best-in-class customer experience. This Principal Product Manager will own and execute this journey while influencing Oportun’s strategic growth and long-term business scalability. The role entails defining Product strategy and leading ideation, development, launch and scaling of innovative products and features to improve effectiveness (not just efficiency) of Operations. Every product and feature will help improve our customers' financial lives. If you love leading cross-functional product teams with impactful goals and high ambitions, this opportunity is for you. While Oportun’s worldwide HQ is in San Mateo, CA, this role is open anywhere in the US. The role reports to our Vice President of Product and Strategy. If you're passionate about making a meaningful difference in people's lives in partnership with a smart, driven and fun-loving team, we're excited to meet you. RESPONSIBILITIES Collaborate with leadership and cross-functional stakeholders to craft long-term product strategy Scope and lead the development of new product features that will improve financial health of our users Analyze data and perform user research to form and test hypotheses in the pursuit of building a deep understanding of our customers’ needs and behaviors Manage a high-performing cross-functional product team that includes engineering, design, data, marketing, legal, and customer support to implement and build new features Coach and mentor junior Product Managers Drive strong communication and alignment up, down and sideways within the organization REQUIREMENTS Who you are: You are a thought partner and a leader… you will be working with a talented group of business leaders and engineers to articulate and deliver a roadmap in support of our business strategy. Strong track record: 8-10+ years of product management experience in high-growth environments, with experience in the financial services industry (FinTech, challenger bank, etc.) highly preferred. Customer centric: You are passionate about improving the financial health of Oportun’s members. Analytical problem solver: You have experience working and delivering on complex problems. You excel in making data-informed decisions (testing and experimentation, defining metrics, data analysis). Collaborative: You have a track record of shipping and iterating on impactful products that required partnering with and building consensus across a wide group of cross-functional partners. Excellent communicator: You are a clear and concise communicator, and you have superb documentation skills. Execution: You’re scrappy, solution-oriented, and able to help the team push through obstacles and blockers to deliver value for our members. You are comfortable navigating through ambiguous problem spaces in pursuit of clarity and concrete outcomes. The US salary range for this full-time position is $ 173,600 - $ 277,800 Our salary ranges are determined by role, level, and location. The range displayed on each job posting reflects a national minimum and maximum range for new hire salaries for this position. Within this range, individual pay is determined by work location and additional factors, such as job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range that meets your criteria during the hiring process. Please note that the compensation range listed in this posting reflects only the base salary for this position and does not include other compensation elements or benefits. #LI-REMOTE #LI-RR1 We are proud to be an Equal Opportunity Employer and consider all qualified applicants for employment opportunities without regard to race, age, color, religion, gender, national origin, disability, sexual orientation, veteran status or any other category protected by the laws or regulations in the locations where we operate. California applicants can find a copy of Oportun's CCPA Notice here: https://oportun.com/privacy/california-privacy-notice/ . We will never request personal identifiable information (bank, credit card, etc.) before you are hired. We do not charge you for pre-employment fees such as background checks, training, or equipment. If you think you have been a victim of fraud by someone posing as us, please report your experience to the FBI’s Internet Crime Complaint Center (IC3).

About Oportun

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Oportun is a digital lender and savings app focused on people the traditional credit system overlooks — including the roughly 1.3 million members it has helped establish a FICO score. The product set includes $300–$10,000 personal loans, secured loans, and Set & Save, an algorithmic savings tool that Bankrate ranked the #1 savings app of 2025. Since 2006 the company has disbursed $20.8B in loans and helped members set aside $10B in savings, and it operates as a US Treasury-certified CDFI. Headquartered in Silicon Valley with a tech center in Chennai, Oportun is publicly traded (NASDAQ: OPRT) and has a remote-first global team built around financial inclusion as a mission.

Financial Services & FintechConsumer & Marketplace

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