Perch

Perch is a Canadian digital mortgage brokerage that helps homebuyers, owners, landlords, and newcomers find mortgages, get pre-approved, and track their property and equity over time. Its Pathfinder tool acts as a mortgage search engine and pairs users with rate forecasts, calculators, and a dedicated advisor for renewals, refinances, HELOCs, and renovation financing. The Toronto-based proptech is a small, fully remote team that offers company equity and frames itself as super-smart friends building real tools rather than a traditional brokerage. It is venture-backed, with capital from Second Century Ventures (the NAR's investment arm) among others.