Product Manager

Location Type: Remote Location: Remote Employment Type: FullTime Department: Product Shape the future of trust in the age of AI At Oscilar, we're building the most advanced AI Risk Decisioning™ Platform. Banks, fintechs, and digitally native organizations rely on us to manage their fraud, credit, and compliance risk with the power of AI. If you're passionate about solving complex problems and making the internet safer for everyone, this is your place https://oscilar.com/careers. WHY JOIN US: - Mission-driven teams: Work alongside industry veterans from Meta, Uber, Citi, and Confluent, all united by a shared goal to make the digital world safer. - Ownership and impact: We believe in extreme ownership. You'll be empowered to take responsibility, move fast, and make decisions that drive our mission forward. - Innovate at the cutting edge: Your work will shape how modern finance detects fraud and manages risk. ROLE OVERVIEW We are seeking an innovative Product Manager to lead the development of our next-generation risk orchestration platform. You will be building the future of risk decisioning - a visual workflow automation platform meets cutting-edge AI, specifically designed for financial risk workflows. This platform will combine no-code visual workflow builders with Generative AI and Agentic AI capabilities to automate complex real-time decisioning for fraud, credit, onboarding, and AML use cases. This is a unique opportunity to define how financial institutions will orchestrate risk operations. WHAT YOU'LL BUILD VISUAL RISK ORCHESTRATION PLATFORM You'll create a sophisticated visual workflow builder specifically designed for financial risk operations: - Drag-and-Drop Risk Nodes: Pre-built components for common risk operations (KYC checks, transaction monitoring, credit scoring, sanctions screening) that connect seamlessly - Real-Time Execution Canvas: Visual feedback showing live data flow, with ability to inspect outputs at each node and test individual steps without running entire workflows - AI-Powered Decision Trees: Visual branching logic that adapts based on risk signals, with AI suggesting optimal paths and thresholds - Risk-Specific Templates: Pre-built workflows for common scenarios like "High-Risk Transaction Investigation" or "Enhanced Due Diligence Flow" ENTERPRISE-GRADE EXECUTION ENGINE - Sub-100ms Performance: Real-time execution handling millions of decisions daily with queue management and worker distribution - Error Recovery Workflows: Visual error handling with automatic retry logic and fallback paths for failed services - Compliance Recording: Every decision path logged with full explainability for regulatory review - Version Control Integration: Git-based workflow management with staging/production environments KEY RESPONSIBILITIES PRODUCT STRATEGY & VISION - Define the product vision for an AI-first risk orchestration platform that revolutionizes how FIs manage risk workflows - Develop the roadmap that balances no-code accessibility with sophisticated AI capabilities - Research and analyze competitive landscape (n8n, Zapier, Temporal) to identify differentiation opportunities - Create the strategy for transitioning from traditional rule engines to AI-orchestrated decisioning - Define success metrics and KPIs that demonstrate value across fraud, credit, AML, and onboarding use cases PLATFORM ARCHITECTURE & DESIGN - Node Library Development: Design 200+ pre-built risk nodes including: - Data ingestion nodes (core banking APIs, bureau connectors, blockchain analyzers) - Enrichment nodes (identity verification, device fingerprinting, graph analytics) - Decision nodes (ML scoring, rules engines, policy tables) - Action nodes (case creation, alert generation, automated responses) - AI nodes (investigation agents, narrative generators, anomaly detectors) - Workflow Studio Features: Create an intuitive builder with: - Split-screen design showing workflow logic and live data flow - Node search with AI-powered recommendations ("nodes similar to velocity checks") - Sticky notes and documentation directly on the canvas - Workflow simulation with synthetic data for testing - Performance profiling showing latency at each node - Template Marketplace: Curate risk-specific workflows: - "FATF-Compliant Transaction Monitoring" template - "SaaS Fraud Prevention Suite" with pre-configured rules - "Instant KYC + Credit Decision" for lending - Community-contributed workflows with security vetting - Developer Experience: Enable power users with: - JavaScript/Python code nodes for custom logic - Webhook nodes for real-time event triggering - API nodes with OAuth management - Git sync for workflow version control - CLI tools for workflow deployment CROSS-FUNCTIONAL LEADERSHIP - Collaborate with engineering to build a platform that's both powerful and performant - Work with risk domain experts (fraud, AML, credit) to ensure workflows meet practitioner needs - Partner with customer success to gather feedback and iterate on platform capabilities - Coordinate with sales and marketing to articulate the platform's unique value proposition - Lead agile ceremonies and maintain clear communication across all stakeholders REQUIRED QUALIFICATIONS EXPERIENCE - 5+ years of product management experience, with at least 3 years in B2B SaaS platforms - Proven track record building workflow automation, orchestration, or integration platforms - Background in fintech, risk management, or financial services preferred - Demonstrated success launching technical products for non-technical users TECHNICAL SKILLS - Deep understanding of workflow orchestration patterns, event-driven architectures, and state machines - Experience with visual programming concepts and node-based editors (Node-RED, Retool Workflows, Pipedream) - Knowledge of AI/ML concepts including LLMs, embeddings, vector databases, RAG, and agent architectures - Understanding of real-time systems, message queuing (Kafka, RabbitMQ), and streaming data processing - Familiarity with API design, webhooks, OAuth flows, and integration patterns - Experience with workflow execution engines (Temporal, Airflow, Camunda) - Understanding of no-code/low-code platforms and visual programming paradigms DOMAIN KNOWLEDGE - Understanding of risk decisioning workflows across fraud, AML, credit, and onboarding - Knowledge of regulatory requirements for automated decision-making (FCRA, GDPR Article 22) - Familiarity with risk operations including case management and investigation workflows - Understanding of financial services infrastructure and data sources PRODUCT SKILLS - Strong analytical skills with ability to translate complex technical concepts into user value - Excellent written and verbal communication skills - Data-driven decision making with experience in A/B testing and experimentation - User research and design thinking capabilities - Ability to balance technical innovation with practical business needs PREFERRED QUALIFICATIONS - Technical background in Computer Science or Engineering - Experience with specific technologies: Node-RED, Apache Airflow, Temporal, or similar workflow engines - Knowledge of specific risk platforms (Actimize, SAS, Feedzai, etc.) - Experience building developer platforms or tools - Understanding of MLOps and model deployment pipelines - Background in building real-time, mission-critical systems BENEFITS - Compensation: Competitive salary and equity packages, including a 401k plan - Flexibility: Remote-first culture — work from anywhere - Health: 100% Employer covered comprehensive health, dental, and vision insurance with a top tier plan for you and your dependents (US) - Balance: Unlimited PTO policy - Technical: AI First company; both Co-Founders are engineers at heart; and over 50% of the company is Engineering and Product - Culture: Family-Friendly environment; Regular team events and offsites - Development: Unparalleled learning and professional development opportunities - Impact: Making the internet safer by protecting online transactions